贪婪之梦23 - 歌词

[00:00.30]
[00:01.66]	So why do people scraping by on just ￡5.90 a day pay such horrendous interest on loans?
[00:09.31]	These, surely, are loans you'd be mad not to default on.
[00:13.89]	Here in Glasgow, defaulting on your loan is highly inadvisable
[00:20.06]	You won't literally lose a pound of flesh
[00:23.07]	but grievous bodily harm isn't an unknown consequence of letting down the loan shark.
[00:31.01]	Quite simply, individual loan sharks have to be rapacious and ruthless
[00:36.11]	because the costs to them of even a single defaulter are so high
[00:43.80]	And that explains why, from Renaissance Italy to modern Scotland, the moneylender is so often a hated figure
[00:52.00]	He's providing a service, but at a socially unacceptable price.
[01:00.00]	So how did lenders learn to overcome this fundamental problem?
[01:04.20]	If they were too generous, they didn't make any money.
[01:06.90]	But if they were too hard-nosed, borrowers would eventually default
[01:11.23]	The answer was to get bigger and more powerful
[01:15.02]	It was time to invent banks
[01:18.33]

[00:00.30]
[00:01.66]	So why do people scraping by on just 5. 90 a day pay such horrendous interest on loans?
[00:09.31]	These, surely, are loans you' d be mad not to default on.
[00:13.89]	Here in Glasgow, defaulting on your loan is highly inadvisable
[00:20.06]	You won' t literally lose a pound of flesh
[00:23.07]	but grievous bodily harm isn' t an unknown consequence of letting down the loan shark.
[00:31.01]	Quite simply, individual loan sharks have to be rapacious and ruthless
[00:36.11]	because the costs to them of even a single defaulter are so high
[00:43.80]	And that explains why, from Renaissance Italy to modern Scotland, the moneylender is so often a hated figure
[00:52.00]	He' s providing a service, but at a socially unacceptable price.
[01:00.00]	So how did lenders learn to overcome this fundamental problem?
[01:04.20]	If they were too generous, they didn' t make any money.
[01:06.90]	But if they were too hardnosed, borrowers would eventually default
[01:11.23]	The answer was to get bigger and more powerful
[01:15.02]	It was time to invent banks
[01:18.33]

[00:01.66]	wèi shí me zhèi xiē měi tiān jǐn kào 5. 9 yīng bàng miǎn qiǎng hú kǒu de rén, yuàn yì dài kuǎn zhī fù shù é rú cǐ jīng rén de lì xī ne?
[00:09.31]	xiǎn rán, xiǎng bù tuō qiàn zhèi xiē dài kuǎn shì hěn nán de
[00:13.89]	zài gé lā sī gē, tuō qiàn dài kuǎn fēi cháng bù míng zhì de
[00:20.06]	suī rán nǐ bú huì zhēn de shī qù yī bàng ròu
[00:23.07]	dàn yīn dé zuì gāo lì dài zhě ér zhòng shāng zhì cán de shì qíng lǚ yǒu fā shēng
[00:31.01]	yuán yīn fēi cháng jiǎn dān, měi gè fàng gāo lì dài zhě dōu wéi lì shì tú, cán bào wú qíng
[00:36.11]	yīn wèi duì tā men lái shuō, měi yī fèn wéi yuē de chéng běn dōu hěn gāo
[00:43.80]	zhè yě shì wèi shí me cóng wén yì fù xīng shí qī de yì dà lì dào xiàn zài de sū gé lán, fàng dài rén yī zhí dōu shì gè bèi rén zēng hèn de jué sè
[00:52.00]	tā dí què tí gōng le fú wù, dàn què yào jià gāo áng, shè huì wú fǎ jiē shòu
[01:00.00]	nà me dài kuǎn rén shì rú hé jiě jué zhè yī gēn běn wèn tí de ne?
[01:04.20]	tā men rú guǒ guò yú kāng kǎi, jiù wú fǎ huò lì
[01:06.90]	kě rú guǒ guò yú qiáng yìng jiè kuǎn rén zuì zhōng hái shì huì wéi yuē
[01:11.23]	dá àn jiù zài yú, yào zuò dà zuò qiáng
[01:15.02]	yú shì, yín háng yìng yùn ér shēng