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Bills, final demands, unopened bank statements that fill you with dread, sound familiar, then you' re suffering from financial phobia. There are 9, 000, 000 people who are happy to withdraw cash to spend it, but they avoid opening their bank statements or getting a bank balance because they' re petrified of discovering what state their finances are in. I don' t know what my overdraft' s standing at. I just stuff my bank statements unopened into my filing box, and then eventually I get a letter telling me I' ve run out of money. Sometimes I put my statements to one side ' cos I' m scared of opening them, because I' m never actually sure how much money I actually have in the bank, ' cos sometimes my overdraft says I have more much, more money than what I actually have. I just try to avoid my bank balance as much as I possibly can. Just, yeah, I don' t wanna know how much money I have. The new research says the number of financial phobes is growing, with women, fearing their finances the most. We knew they were having problems, feeling very, in extreme cases, very strong emotional reactions of guilt, anxiety, feeling physically sick or having heart palpitations, and we wanted to know why that was happening. And is it going to get any worse, do you think? We think it might be. We don' t yet have a historical perspective on it, it' s a very new finding, but we' ve noticed it' s particularly prevalent among young people and if they keep this same attitude and aversion to finance as they go through their lives, then it' s going to mushroom in the general population, and at the same time it seems that personal finances are getting more complex, new products coming on to the market, and we think that' s an important part of contributing to the problem. And if your finances are out of control, avoiding getting that bank balance won' t help you get to grips with your debt. Marcia Hughes, BBC News. |
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zhàng dān, zuì hòu de cuī kuǎn xìn, wèi chāi kāi de yín háng jié suàn biǎo, zhè yī qiè ràng nǐ chōng mǎn kǒng jù. rú guǒ tīng shǎng qù hěn shú xī, nà me nǐ huàn shàng le cái wù kǒng huāng zhèng. yǒu jiǔ bǎi wàn rén lè yú qǔ qián huā qián, dàn táo bì dǎ kāi zì jǐ de yín háng jié suàn biǎo huò dé zhī yín háng yú é, yīn wèi dé zhī cái wù zhuàng kuàng hòu, tā men huì xià yī dà tiào. wǒ bù zhī dào tòu zhī dào shén me dì bù le. wǒ zhǐ shì bǎ wǒ de yín háng jié suàn biǎo yuán fēng bù dòng dì sāi jìn wén jiàn xiāng, rán hòu zhōng yǒu yì tiān wǒ shōu dào yī fēng xìn, gào sù wǒ qián huā guāng le. yǒu shí wǒ bǎ jié suàn biǎo diū dào yī biān, yīn wèi wǒ hài pà dǎ kāi tā men, yīn wèi wǒ shí jì shang cóng lái bù qīng chǔ yín háng lǐ shí jì yǒu duō shǎo qián, yīn wèi yǒu shí hou wǒ de tòu zhī jīn é gào sù wǒ yǒu de qián bǐ, yuǎn yuǎn bǐ shí jì yǒu de qián duō de duō. wǒ zhǐ shì jìn kě néng jǐn liàng huí bì yín háng yú é. zhǐ shì, shì de, wǒ bù xiǎng zhī dào wǒ yǒu duō shǎo qián. xīn de yán jiū biǎo míng cái wù kǒng jù rén shù zài bù duàn zēng jiā, yóu qí shì nǚ xìng, zuì dān xīn tā men de cái wù. wǒ men zhī dào tā men yù dào má fán, zài jí duān qíng kuàng xià, gǎn dào fēi cháng, fēi cháng, qiáng liè qíng gǎn fǎn yìng, rú nèi jiù jiāo lǜ, gǎn dào shēn tǐ bù shì huò xīn tiào jiā sù, wǒ men xiǎng míng bái zhè shì wèi shí me. ér qiě zhè zhǒng qíng kuàng huì biàn de gèng zāo, duì ma? wǒ men rèn wéi kě néng huì shì rú cǐ. wǒ men duì cǐ méi yǒu lì shǐ kě jiàn, tā wán quán shì gè xīn fā xiàn, dàn shì wǒ men zhù yì dào nián qīng rén zhōng yóu qí pǔ biàn. rú guǒ nián qīng rén zhěng gè yī shēng dōu duì cái wù chí yǒu bù biàn de tài dù, zēng hèn bù yǐ de huà, nà me zhè yī wèn tí jiāng zài pǔ tōng dà zhòng zhōng xùn sù màn yán kāi lái. yǐ cǐ tóng shí, gè rén lǐ cái sì hū huì rì yì fù zá, xīn chǎn pǐn jiàng jià miàn xiàng dà zhòng xiāo fèi zhě, wǒ men rèn wéi nà shi yǔ gāi wèn tí yǒu guān de zhòng yào bù fèn. ér qiě rú guǒ nǐ cái wù shī kòng, huí bì zhī dào yín háng yú é duì yú nǔ lì duì fù fù zhài shì méi yòng de. yīng guó guǎng bō zhī shēng Marcia Hughes de bào dào. |