|
Perhaps the greatest legacy of Federal Reserve Chairman Alan Greenspan is the way he transformed people' s attitude to credit and debt. During his term of office not only the national debt of America, but also personal debt, increased substantially. Since the Great Depression of the 1930s, people in America have been naturally reluctant to borrow money. But for this generation, in the US and increasingly globally, debt has become respectable. From an early age, young people take out loans to pay their way through college and borrowing against equity in real estate is now at record levels. Remortgaging your home was unheard of generations ago, a second mortgage was an indication of a household in trouble. But today it is routine. |
|
huò xǔ duì yú měi lián chǔ zhǔ xí ài lún gé lín sī pān lái shuō, zuì bàng de yí chǎn shì tā zhuǎn biàn le rén men duì dài kuǎn hé zhài wù de tài dù. zài tā rèn zhí qī jiān, bù jǐn jǐn měi guó de guó jiā zhài wù dà tǐ shàng zēng zhǎng, lián gè rén zhài wù yě yǒu zēng zhǎng. zì cóng 20 shì jì 30 nián dài dà xiāo tiáo yǐ lái, rén men zài měi guó yǐ jīng bù yuàn yì jiè qián. dàn duì yú zhè yī dài rén, zài měi guó hé rì yì quán qiú huà de shí dài, zhài wù biàn de yuè lái yuè shòu rén zūn zhòng. cóng xiǎo, nián qīng rén tōng guò dài kuǎn de fāng shì zhī fù dà xué xué fèi, yòng bù dòng chǎn zuò wéi dǐ yā zī chǎn zhè fāng fǎ, chuàng xià le lì shǐ de xīn jì lù. chóng xīn dǐ yā nǐ de fáng zi zài yǐ qián shì méi yǒu tīng shuō guò, dì èr cì dǐ yā lái dài kuǎn biǎo míng zhè jiā tíng zài jīn qián shàng yǒu má fán, dàn jīn tiān què shì jiā cháng biàn fàn de yī jiàn shì. |