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So does the accumulating debt matter? Some say that as long as asset values rise faster than debt, there' s no problem. In 2005 Americans were 12 trillion in debt, but their personal assets stood at 64 trillion. Others argue that we are sitting on a timebomb. Asset value will not continue to rise indefinitely and when they crash, millions of people will be plunged into negative equity. Liabilities remain the same but assets can go up and down in value. This was the case with stock market values, which saw sharp falls around 2000. Crisis was averted only because investors moved their money into real estate. For millions of Americans this only confirmed the culture Alan Greenspan had been promoting, debt is good. And if he turns out to be wrong, well, we all had fun in the meantime. |
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suǒ yǐ jī lěi de zhài wù wèn tí zěn me bàn ne? yǒu xiē rén shuō zhǐ yào zī chǎn jià zhí shàng shēng bǐ zhài wù kuài, nà jiù méi wèn tí. 2005 nián, měi guó rén fù zhài 12 wàn yì měi yuán, dàn tā men gè rén zī chǎn dá dào 64 wàn měi yuán. qí tā rén zé rèn wéi wǒ men zuò zài yí gè dìng shí zhà dàn shàng. dāng tā men bēng kuì de shí hòu, zī chǎn jià zhí bì dìng bú huì jì xù shàng shēng, chéng bǎi wàn de rén jiāng xiàn rù fù zī chǎn de jìng dì. fù zhài yí yàng, dàn zī chǎn de jià zhí kě yǐ gāo yě kě yǐ dī. zhè yǔ gǔ piào shì chǎng jià zhí chà bù duō, tū rán jiān xià jiàng dào 2000 shì zhí zuǒ yòu. wēi jī shì kě yǐ bì miǎn de, zhǐ shì yīn wèi tóu zī zhě jiāng zī jīn tóu rù dào fáng dì chǎn háng yè. duì yú xǔ duō de měi guó rén lái shuō, zhè jǐn jǐn zhèng shí le ài lún gé lín sī pān suǒ tuī dòng de wén huà, zhài wù shì hǎo de. rú guǒ zhèng míng zhè jié lùn shì cuò de, nà me, wǒ men xiàn zài yīng gāi dōu huì kuài lè ba. |